If you have a borrowing requirement you may (subject to eligibility) be able to use your St. James’s Place Investments as security for a short-term loan.

Your short-term borrowing needs may include:

  • Bridging a residential property purchase
  • One-off tax payment
  • Home improvements

This flexible lending facility may be made available to private clients, trusts and corporate clients.

Please get in touch to find out more.

If the value of the investment falls in relation to the agreed loan facility, the loan may need to be repaid in full. Metro Bank will take a charge over your investments and you will be unable to make any withdrawls from your charged investments without prior approval from Metro Bank. Maximum 2 year term. Rates and charges will apply, please get in touch for full details.