Read or watch the news, and you’ll encounter a world that’s volatile, uncertain, complex and ambiguous. Glance at a stock market’s performance over the course of a few weeks, and what stands out is probably not the general direction of travel, but the short-term see-sawing of prices – especially during a volatile period. Those characteristics can make the task of planning for you and your family’s future feel all the more daunting.
In times like these it’s important to speak to someone you trust. Integritas Wealth Partners are equipped to keep your eyes focused on the horizon and work with you to help achieve your long-term financial goals.
As investors, it can be all too tempting to try to predict the future, or react to events as they happen. Yet the dangers inherent in such an approach are clear. On the one hand, your emotions can prevent you achieving your investment goals – even long-term investors can all too easily respond emotionally to short-term volatility; and make bad decisions as a result. On the other, events are unpredictable at the best of times, and perhaps especially just now. On top of all this, it’s not always easy to sort the facts from the fake news. Whilst the exact route through the noise may not always be clear, the value of advice couldn’t be higher at a time like this.
Beyond our services and advice, we have compiled a list of tools, resources and contacts which may be useful in the current environment.
My Documents – This free resource has been developed to help you get your personal finances in order. Originally developed to help clients consider their estate for succession planning, it can be used at any time throughout your life to get your personal finances organised.
Digitally Signing Documents – A useful guide to help you sign documents electronically
Digitally Signing Documents using an iPad – A useful guide to help you sign documents using an iPad
Free Financial Healthcheck – To help you assess your financial health, objectives and room for improvement, Integritas are offering free financial health checks, including Net Worth Statement and Cash Flow Forecast.
‘Coronavirus scams – how to spot and avoid them’ from Royal London
Financial Planning Guidance – access to money guidance and tips, as well as a directory of financial planners by region from the Personal Finance Society
Money Advice Service – tips and links to budget planning and guidance form the UK’s Money Advice Service
Coronavirus and school fees by The Good Schools Guide
Financial Planning in uncertain times guide for employees, from the CISI
Financial planning in uncertain times guide for businesses, from the CISI
Kahn Academy – A non-profit with the mission to provide a free, world-class education for anyone, anywhere.
Support for Parents – Range of useful links and guidance provided for parents on the Jersey Government website
Financial Wellbeing – local charity Mind Jersey page with guidance for those who are feeling stress and worry relating to money matters
Guide to furloughing from the CIPD
Jersey Business – range of resources from Jersey Business for local businesses and the self-employed.
Home Office – How to set up your desk – advice from local chiropractor Grant Henderson on how best to set up your work station to avoid poor posture and subsequent back problems
Employee Advice – advice and links from the Jersey Advisory and Conciliation Service for employees
We will continue to add to this page when we come across any content we feel could be of benefit. Do feel free to share links with us as well so that we can add to this page. We’re all in this together!